• Retailers: Wholesalers, Surplus Lines Brokers, Captive/Exclusive Agent Programs, Underwriting Managers, Managing General Agents/Managing General Underwriters, Risk Managers, Safety Consultants, Loss Control Consultants.
• Coverage for sale of mutual funds/variable annuities/fixed annuities available 

• Coverage for Third-Party Administrators and COBRA Administration Services available 

P&C Agents:  Minimum premium of $25,000 for $1M/$1M limit - minimum $5M in revenues / $7.5M in NJ/CA

Life & Health Agents:  Minimum premium of $7,500 for $1M/$1M limit

Real Estate Related Services (specializing in firms with owned property): Minimum premium of $7,500 for $1M/$1M limit

• Commercial Agents, Commercial Brokers, Property Managers, Construction Managers, Third-Party Developer Consultants, Large Commercial Mortgage Broker/Bankers, Real Estate Investment Trusts (for real estate services only, no investment services)

(Specializing in firms with owned property) : Minimum premium of $7,500 for $1M/$1M limit

• Commercial Agents, Commercial Brokers, Property Managers, Construction Managers, Third-Party Developer Consultants, Large Commercial Mortgage Broker/Bankers, Real Estate Investment Trusts (for real estate services only, no investment services).

 

The following are examples of true miscellaneous accounts that we have written but do not encompass our appetite for risk across the whole Miscellaneous E&O Space.  Because of superior loss histories and through superior policies and procedures or solid contracts, they are high-quality “risk management-focused” firms:

• Financial-Related Services: Chattel loan originator/servicer, non-standard auto loan broker, financial services company that specializes in the holding of federal family education loan programs (FFELP), certified development company, non-profit organization that finances affordable housing and neighborhood revitalization projects in their area, asset disposition and related real estate services coordinator for REO properties, middle-market business loan originator/servicer, life settlement broker, structured settlement broker, Insurance Company, BPO’s handling Insurance Services
  
  
• True Miscellaneous: Institutional review board, wood grade stamping and quality control consultant, third-party administrators (including COBRA administration), claims administrators, claims adjusters, managed care organizations (No HMOs), third-party medical billers, third-party managers of medical offices, Aviation Title/Escrow Agent, Trustee, Management Consultants, Energy Consultants, Collections firms, Entities that do some managed care but are not traditionally managed care entities.

We can consider excess positions on any business class we would consider on a primary basis.

Our strength is the ability to customize coverage to fit the exposure.

• In-house capacity of $15 million